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How This Works.
We’re experienced and knowledgeable professionals who are customer focused. We leverage technology with only one goal in mind:
To quickly and successfully fund your loan at the lowest cost possible.
Fast and Easy Setup
Apply online through our streamlined “quick as a blink” application process called… Blink.
Our system can also securely sync with your bank to quickly and easily access your statements.
We’re here to help, or if you want – just start on your own and we can help complete your application later.
Speak With Professional Advisors
Get access to clear, thorough and prompt answers from an experienced mortgage professional assigned to your case and that works for your benefit.
We Work For You
We work for you, not the lender.
Because your financial situation is unique, your interest is better served if you’re not captive to a one size fits all mortgage offering. We represent a wide range of lenders so we can deliver to you the best loan at the best price for your particular circumstance.
Our Services
Featured Loans
Below are some of the types of loans available to you through our lender network.
Fannie & Freddie Eligible
Conventional Loans
The classic low cost home funding option. Available in both fixed and adjustable rate plans.
Ginnie Mae Eligible
FHA Loans
The Federal Housing Administration (FHA), is a U.S. government agency that provides financing options that only require a minimum of a 3.5% down payment. FHA (203H) Disaster Loans however are eligible for 100% Financing.
Luxury Properties
Jumbo Loans
Today, many homes require loans that exceed conforming loan limit amounts. Jumbo loans are a popular way to secure financing that exceed certain limits set by the Federal Housing Finance Agency (FHFA). Unlike conventional mortgages, a jumbo loan is not eligible to be purchased guaranteed or securitized by Fannie Mae or Freddie Mac.
Luxury Properties
Super Jumbo Loans
Many home loans today easily exceed standard Jumbo Loan upper limit amounts and require the financing strength provided by Super Jumbo Loans.
Government Programs
VA Loans
The United States Veterans Administration (VA) provides up to 100% financing for homes as a benefit to veterans.
Government Programs
USDA Loans
The U.S. Department of Agriculture’s (USDA) Rural Development Guaranteed Housing Loan program offer loans with up to 100% financing at rates below market and reduced mortgage insurance premiums with low credit score requirements.
Elder/Senior Loans
Reverse Loans
A reverse mortgage or Home Equity Conversion Mortgage (HECM) is a type of home loan for older homeowners (62 years or older) that does not require the borrower to make monthly mortgage payments.
Portfolio Programs
Private Equity Loans
Private Equity loans are based on the equity value of the property being put up for collateral and not necessarily on a borrower’s credit rating. This type of mortgage is a very useful for certain types of sophisticated borrowers such as those with multiple investment properties
Mortgage Learning Center
Your Mortgage – Initial Document Review
Your Mortgage – Property Appraisal
Your Mortgage – Underwriting
Your Mortgage – Clear to Close CTC
Your Mortgage – Credit Scores
Your Mortgage – Mortgage Insurance
Jumbo Mortgage
Adjustable Rate Mortgage (ARM) Options
Adjustable Rate Mortgage (ARM) Timeline
Conventional Mortgage Only 1 % Down
Conventional Mortgage 1 % = Latte/Day
Conventional Mortgage Only 3 % Down
Easy Online Mortgage Loan Application
FHA 3.5 % Down
Go Paperless On Your Mortgage
Home Purchase Mortgage Myths
Broker Advantage Vs Bank
Broker Vs Bank: Shop Rates To Save You $
Broker Vs Bank: Rates
Broker Vs Bank: Options
Broker Vs Bank: Options Continued
FAQ
Secured Document Upload For Borrower
Tam Funding.
Tam Funding is a licensed broker under the CA Dept. Real Estate: 02009074. Broker of Record NMLS : 1403204. Corporate NMLS: 1829222. CA Dept. Insurance: OL88065.
Borrower Conditional Approval is issued only when lender underwriting supplies a written clearance to do so. Borrower Conditional Approvals are conditional, not guaranteed and subject to lender review of all borrower information. The final funding of the loan is dependent upon all borrower conditions being met. Rates indicated are subject to market changes and may only be available to certain qualified borrowers. Tam Funding is an Equal Opportunity Real Estate, Mortgage & Insurance Broker
Equal Housing Lender
National Mortgage Licensing System